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Can I adjust loses in other states with my Texas License?
Yes, but you must get a nonresident license in that state if they require one.
If my home (resident) state does not require an adjuster
licenses what do I need to do?
If you reside in Colorado, District of Columbia, Illinois, Indiana, Iowa, Kansas,
Maryland, Massachusetts, Missouri, Nebraska, New Jersey, North Dakota, Ohio,
Pennsylvania, South Dakota, Tennessee, Virginia, and/or Wisconsin, your best
option is to obtain a Texas Adjuster License.
What steps should I take in order to be hire able as a
catastrophe adjuster?
How many states will accept the Texas Adjusters License
(Reciprocity)?
States currently known to us as states that reciprocate with Texas.
1) Alabama 21) New Mexico
2) Alaska 22) New York
3) Arizona 23) North Carolina
4) Arkansas 24) Oklahoma
5) California 25) Oregon
6) Connecticut 26) Rhode Island
7) Delaware 27) South Carolina
8) Florida 28) Utah
9) Georgia 29) Vermont
10) Hawaii 30) Washington
11) Idaho 31) West Virginia
12) Kentucky 32) Wyoming
13) Maine 33) Louisiana
14) Massachusetts
15) Michigan
16) Minnesota
17) Mississippi
18) Montana
19) Nevada
20) New Hampshire
You may also adjust losses in the states that do not require an adjuster license as
well as the 33 listed above.
Will the VA or G.I. Bill assist with the tuition?
Apparently not. We have attempted repeatedly to get answers from the VA but with
no success thus far.
Is there a market for adjusters?
The market for adjusters is no different than any other profession, with a notable
exception. In this industry, the market becomes much better following a major
catastrophe such as Hurricane Katrina or the North ridge earthquake.
Will I need More Training After Your Class?
Put yourself in an employer's place. Would you prefer an employee who strives to
be better than the rest, or an employee who just got a license and nothing more?
Some employers prefer a licensed, untrained and untainted person who can enter
the workplace with no preexisting bad habits. Each company has its own way of
doing things.
Will those with no prior training or experience walk right into a
high paying job following our class? As a general rule, no. However,
without the appropriate license, there will be no chance of any adjuster position in
Texas.
We normally council those with no experience to talk to other employed adjusters
and make up their own mind about what's needed. Also, you may want to contact
the following for counsel on additional training:
George Epps, Dallas, (972) 394-1013
Jimmy Fair, (254) 592-3310 (also has a claims team)
Vale National, Arlington, TX (817) 633-4800 www.valenational.com
What's the difference between an adjuster, inspector and
appraiser?
Following a covered loss, an adjuster, also called "claims representative", delivers
the benefits of an insurance policy that an insurance agent sells. Inspector and
appraiser are not insurance licensed Someone who estimates damage to an
automobile, but who does not settle claims or discuss coverage, is often referred
to as an auto appraiser, but that's not a licensed profession. It does however
include a lot of training and often involves professional certifications. There are
also home inspectors and appraisers. Those may be licenses issued by the
Texas Real Estate Commission or some governmental authority.
What are the requirements to be an adjuster?
There are requirements to get licensed, and there are requirements to get hired.
Getting a license requires the applicant to be at least 18 years old, trustworthy,
must have no pending felonies or past criminal record involving moral turpitude,
and pass a test of your competence. However it's safe to say that every company
is going to have to be convinced that you are trustworthy, dependable, you have a
measure of common sense, you have a spirit of fairness, you work well with
people and you are willing to work as hard as the situation calls for. Some
companies prefer a trainee with no experience and some require experience
because there is no time to train.
How many different types of adjusters are there?
There are two Texas adjuster licenses, but there are dozens of types of adjusters.
The two licenses are workers compensation which allows you to handle only
workers compensation insurance, and there's the other license which we refer to
as a P&C license, which entitles you to handle all other property and casualty type
claims.
Adjusters who hold our Property Casualty Adjuster License and work only
catastrophic losses (declared as such by the appropriate authority) would be
referred to as catastrophe adjusters. The license is no different than any other
property & casualty license in Texas. Adjusters who work year round routine
assignments like auto accidents, slip-and-fall, house fires, medical professional
liability and water leaks, etc, are licensed the same way and likely work on the staff
of one particular insurance company or one independent claim company.
How much do adjusters make?
On the conservative side, adjusters will make anywhere from $22,000 to $250,000.
Like any other profession, it depends upon the adjuster, experience, skills,
education, capabilities, common sense, attitude, willingness to work and storms.
Does Training Unlimited provide financial assistance?
No. There's never been a significant demand for financial assistance. We are
proud of the fact that we have had a number of students sent to us by the Texas
Rehabilitation Commission or DARS.
Do adjusters have to have a 4 year degree?
No. It depends wholly on the company one is attempting to work for.
How much does the course cost?
Our regularly scheduled classes are $450 and that's all you will ever pay us. It will
cost you $50 dollars for the TDI to issue your license and it will cost a few dollars
for a fingerprint card.
Is Training Unlimited certified by the Department of Insurance?
Yes, as Provider #2667. Training UNLIMITED is also found on TDI's web site. A
legal training program requires at least 30 hours of classroom instruction and 10
hours of any other approved method.
Can women be adjusters?
Of course. This question has come up several times. Don't know why.
Does someone need experience to be an adjuster?
Naturally, experience may be required in some cases and it may help in others.
However, there are employers who want people with no experience they don't want
to have to un-train old habits.
Does Training Unlimited provide job placement?
No. We will give you a lot of valuable information which will aid you in a job search.
What do I need to bring to class? Bring something to write with and an
inexpensive calculator. It is a good idea to bring clothing appropriate for a 20
degree temperature swing.
Is there another test following the Training Unlimited class?
No. Once you pass our test, there are no other tests for you to take. If one wants to
take the Texas adjuster exam “cold” he or she may do so at state's the designated
testing contractor's facility.
What should I study prior to coming to class?
We don't recommend that adjuster candidates attempt to study anything before
class other than the self-study. We'll give you all you can handle in class. It is a very
good idea to research and register for (1) a flood certification class offered by
FEMA and/or (2) a class on Xactimate software and/or (3) a class on IntegraClaim
software and/or (4) a class in practical adjusting. These are examples of training
that will put you ahead of others in the competition for jobs.
I have heard that "disaster adjusting" is easy money. Is that
true?
Nothing could be further from the truth and anyone who has perpetuated that
notion has never done it. A cat adjuster can make a lot of money, but there's
nothing easy about it.
Criminal Record
If you have a misdemeanor or felony on your record, whether or not it occurred as a
minor, you will have to provide specific information to the department of insurance.
This does not automatically disqualify you for an adjuster license. You must follow
the exact instructions on the TDI application. It is a good idea for you to phone the
TDI and ask before incurring any expense. 512.322.3503
Split classes
We have no problem with a student splitting up a class to accommodate the
student's schedule as long as the student completes the appropriate number of
hours in class and takes and passes the final exam.
Special Classes
We will bring our training program to your location as long as we can agree on a
time & price. We've been to every corner of the country and we've been asked to go
to Ireland and to Ontario.
CPCU and AIC
If you hold either if these professional designations you do not need this class to
obtain your Texas Property Casualty Adjuster license. Contact us or the Texas
Department of Insurance (512) 322-3503 for information.
Do I need an all-lines license?
The only field of adjusting added by the “all-lines” license is workers
compensation. If you don’t intend to handle workers compensation claims, you
don’t need the all lines license. After all, how much can you really learn in 3 days?
Yes, but you must get a nonresident license in that state if they require one.
If my home (resident) state does not require an adjuster
licenses what do I need to do?
If you reside in Colorado, District of Columbia, Illinois, Indiana, Iowa, Kansas,
Maryland, Massachusetts, Missouri, Nebraska, New Jersey, North Dakota, Ohio,
Pennsylvania, South Dakota, Tennessee, Virginia, and/or Wisconsin, your best
option is to obtain a Texas Adjuster License.
What steps should I take in order to be hire able as a
catastrophe adjuster?
- Obtain your adjusters license
- Get carrier certified (State Farm, Allstate, USAA, etc). These classes are
normally free or have a very low cost. - Apply with one or several claims contractors
- Go to an Xactimate (property) and/or Mitchell/Audatex (auto) training
course. This is where you will learn how to use the adjusting software. - Attend a basic property adjusting course and/or a basic auto adjusting
course through one of the claims contractors. It is our opinion that your
money is best spent learning how to adjust losses from a company that
could hire you, rather than taking it from us or one of the other licensing
companies.
How many states will accept the Texas Adjusters License
(Reciprocity)?
States currently known to us as states that reciprocate with Texas.
1) Alabama 21) New Mexico
2) Alaska 22) New York
3) Arizona 23) North Carolina
4) Arkansas 24) Oklahoma
5) California 25) Oregon
6) Connecticut 26) Rhode Island
7) Delaware 27) South Carolina
8) Florida 28) Utah
9) Georgia 29) Vermont
10) Hawaii 30) Washington
11) Idaho 31) West Virginia
12) Kentucky 32) Wyoming
13) Maine 33) Louisiana
14) Massachusetts
15) Michigan
16) Minnesota
17) Mississippi
18) Montana
19) Nevada
20) New Hampshire
You may also adjust losses in the states that do not require an adjuster license as
well as the 33 listed above.
Will the VA or G.I. Bill assist with the tuition?
Apparently not. We have attempted repeatedly to get answers from the VA but with
no success thus far.
Is there a market for adjusters?
The market for adjusters is no different than any other profession, with a notable
exception. In this industry, the market becomes much better following a major
catastrophe such as Hurricane Katrina or the North ridge earthquake.
Will I need More Training After Your Class?
Put yourself in an employer's place. Would you prefer an employee who strives to
be better than the rest, or an employee who just got a license and nothing more?
Some employers prefer a licensed, untrained and untainted person who can enter
the workplace with no preexisting bad habits. Each company has its own way of
doing things.
Will those with no prior training or experience walk right into a
high paying job following our class? As a general rule, no. However,
without the appropriate license, there will be no chance of any adjuster position in
Texas.
We normally council those with no experience to talk to other employed adjusters
and make up their own mind about what's needed. Also, you may want to contact
the following for counsel on additional training:
George Epps, Dallas, (972) 394-1013
Jimmy Fair, (254) 592-3310 (also has a claims team)
Vale National, Arlington, TX (817) 633-4800 www.valenational.com
What's the difference between an adjuster, inspector and
appraiser?
Following a covered loss, an adjuster, also called "claims representative", delivers
the benefits of an insurance policy that an insurance agent sells. Inspector and
appraiser are not insurance licensed Someone who estimates damage to an
automobile, but who does not settle claims or discuss coverage, is often referred
to as an auto appraiser, but that's not a licensed profession. It does however
include a lot of training and often involves professional certifications. There are
also home inspectors and appraisers. Those may be licenses issued by the
Texas Real Estate Commission or some governmental authority.
What are the requirements to be an adjuster?
There are requirements to get licensed, and there are requirements to get hired.
Getting a license requires the applicant to be at least 18 years old, trustworthy,
must have no pending felonies or past criminal record involving moral turpitude,
and pass a test of your competence. However it's safe to say that every company
is going to have to be convinced that you are trustworthy, dependable, you have a
measure of common sense, you have a spirit of fairness, you work well with
people and you are willing to work as hard as the situation calls for. Some
companies prefer a trainee with no experience and some require experience
because there is no time to train.
How many different types of adjusters are there?
There are two Texas adjuster licenses, but there are dozens of types of adjusters.
The two licenses are workers compensation which allows you to handle only
workers compensation insurance, and there's the other license which we refer to
as a P&C license, which entitles you to handle all other property and casualty type
claims.
Adjusters who hold our Property Casualty Adjuster License and work only
catastrophic losses (declared as such by the appropriate authority) would be
referred to as catastrophe adjusters. The license is no different than any other
property & casualty license in Texas. Adjusters who work year round routine
assignments like auto accidents, slip-and-fall, house fires, medical professional
liability and water leaks, etc, are licensed the same way and likely work on the staff
of one particular insurance company or one independent claim company.
How much do adjusters make?
On the conservative side, adjusters will make anywhere from $22,000 to $250,000.
Like any other profession, it depends upon the adjuster, experience, skills,
education, capabilities, common sense, attitude, willingness to work and storms.
Does Training Unlimited provide financial assistance?
No. There's never been a significant demand for financial assistance. We are
proud of the fact that we have had a number of students sent to us by the Texas
Rehabilitation Commission or DARS.
Do adjusters have to have a 4 year degree?
No. It depends wholly on the company one is attempting to work for.
How much does the course cost?
Our regularly scheduled classes are $450 and that's all you will ever pay us. It will
cost you $50 dollars for the TDI to issue your license and it will cost a few dollars
for a fingerprint card.
Is Training Unlimited certified by the Department of Insurance?
Yes, as Provider #2667. Training UNLIMITED is also found on TDI's web site. A
legal training program requires at least 30 hours of classroom instruction and 10
hours of any other approved method.
Can women be adjusters?
Of course. This question has come up several times. Don't know why.
Does someone need experience to be an adjuster?
Naturally, experience may be required in some cases and it may help in others.
However, there are employers who want people with no experience they don't want
to have to un-train old habits.
Does Training Unlimited provide job placement?
No. We will give you a lot of valuable information which will aid you in a job search.
What do I need to bring to class? Bring something to write with and an
inexpensive calculator. It is a good idea to bring clothing appropriate for a 20
degree temperature swing.
Is there another test following the Training Unlimited class?
No. Once you pass our test, there are no other tests for you to take. If one wants to
take the Texas adjuster exam “cold” he or she may do so at state's the designated
testing contractor's facility.
What should I study prior to coming to class?
We don't recommend that adjuster candidates attempt to study anything before
class other than the self-study. We'll give you all you can handle in class. It is a very
good idea to research and register for (1) a flood certification class offered by
FEMA and/or (2) a class on Xactimate software and/or (3) a class on IntegraClaim
software and/or (4) a class in practical adjusting. These are examples of training
that will put you ahead of others in the competition for jobs.
I have heard that "disaster adjusting" is easy money. Is that
true?
Nothing could be further from the truth and anyone who has perpetuated that
notion has never done it. A cat adjuster can make a lot of money, but there's
nothing easy about it.
Criminal Record
If you have a misdemeanor or felony on your record, whether or not it occurred as a
minor, you will have to provide specific information to the department of insurance.
This does not automatically disqualify you for an adjuster license. You must follow
the exact instructions on the TDI application. It is a good idea for you to phone the
TDI and ask before incurring any expense. 512.322.3503
Split classes
We have no problem with a student splitting up a class to accommodate the
student's schedule as long as the student completes the appropriate number of
hours in class and takes and passes the final exam.
Special Classes
We will bring our training program to your location as long as we can agree on a
time & price. We've been to every corner of the country and we've been asked to go
to Ireland and to Ontario.
CPCU and AIC
If you hold either if these professional designations you do not need this class to
obtain your Texas Property Casualty Adjuster license. Contact us or the Texas
Department of Insurance (512) 322-3503 for information.
Do I need an all-lines license?
The only field of adjusting added by the “all-lines” license is workers
compensation. If you don’t intend to handle workers compensation claims, you
don’t need the all lines license. After all, how much can you really learn in 3 days?
FAQ
| Call to Enroll (817) 235-8019 (817) 261-3108 (214) 415-7956 Facsimile (866) 436-7513 |