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Can I use my Texas Adjuster License in other states?
Yes, but you must get a nonresident license in that state if they require one.
If my home (resident) state does not require an Adjuster License or I do not
want to get a License in my home state, what do I need to do?
If you reside in Colorado, District of Columbia, Illinois, Indiana, Iowa, Kansas, Maryland,
Massachusetts, Missouri, Nebraska, New Jersey, North Dakota, Ohio, Pennsylvania, South
Dakota, Tennessee, Virginia, and/or Wisconsin, or you do not want to get your home state
license, your best option is to obtain a Texas Adjuster License.
What steps should I take in order to be hireable as a catastrophe adjuster?
How many states will accept the Texas Adjusters License (Reciprocity)?
States currently known to us as states that reciprocate with Texas:
1) Alabama 21) New Mexico
2) Alaska 22) New York
3) Arizona 23) North Carolina
4) Arkansas 24) Oklahoma
5) California 25) Oregon
6) Connecticut 26) Rhode Island
7) Delaware 27) South Carolina
8) Florida 28) Utah
9) Georgia 29) Vermont
10) Hawaii 30) Washington
11) Idaho 31) West Virginia
12) Kentucky 32) Wyoming
13) Maine 33) Louisiana
14) Massachusetts
15) Michigan
16) Minnesota
17) Mississippi
18) Montana
19) Nevada
20) New Hampshire
You may also adjust losses in the states that do not require an adjuster license as well as the
33 states listed above.
Will the VA or G.I. Bill assist with the tuition?
Apparently not. We have attempted repeatedly to get answers from the VA but with no
success thus far.
Is there a market for adjusters?
The market for adjusters is no different than any other profession, with a notable exception. In
this industry, the market becomes much better following a major catastrophe such as
Hurricane Katrina or the North ridge earthquake.
Will I need More Training After Your Class?
Put yourself in an employer's place. Would you prefer an employee who strives to be better
than the rest, or an employee who just got a license and nothing more? Some employers
prefer a licensed, untrained and untainted person who can enter the workplace with no
preexisting bad habits. Each company has its own way of doing things.
Will those with no prior training or experience walk right into a high paying
job following our class? As a general rule, no. However, without the appropriate license,
there will be no chance of any adjuster position in Texas.
We normally council those with no experience to talk to other employed adjusters and make
up their own mind about what's needed. Also, you may want to contact the following for
counsel on additional training:
George Epps, Dallas, (972) 394-1013
Jimmy Fair, (254) 592-3310 (also has a claims team)
Vale National, Arlington, TX (817) 633-4800 www.valenational.com
What's the difference between an adjuster, inspector and appraiser?
Following a covered loss, an adjuster, also called "claims representative", delivers the
benefits of an insurance policy that an insurance agent sells. Inspector and appraiser are not
insurance licensed. Someone who estimates damage to an automobile, but who does not
settle claims or discuss coverage, is often referred to as an auto appraiser, but that's not a
licensed profession. It does; however, includes a lot of training and often involves
professional certifications. There are also home inspectors and appraisers. Those may be
licenses issued by the Texas Real Estate Commission or some governmental authority.
What are the requirements to be an adjuster?
There are requirements to get licensed, and there are requirements to get hired. Getting a
license requires the applicant to be at least 18 years old, trustworthy, must have no pending
felonies or past criminal records involving moral turpitude, and pass a test of your
competence. However, it's safe to say that every company is going to have to be convinced
that you are trustworthy, dependable, you have a measure of common sense, you have a
spirit of fairness, you work well with people and you are willing to work as hard as the
situation calls for. Some companies prefer a trainee with no experience and some require
experience because there is no time to train.
How many different types of adjusters are there?
There are two Texas adjuster licenses, but there are dozens of types of adjusters. The two
licenses are workers compensation which allows you to handle only workers compensation
insurance, and there's the other license which we refer to as a P&C License, which entitles
you to handle all other property and casualty type claims.
Adjusters who hold our Property Casualty Adjuster License and work only catastrophic
losses (declared as such by the appropriate authority) would be referred to as catastrophe
adjusters. The license is no different than any other property & casualty license in Texas.
Adjusters who work year round routine assignments like auto accidents, slip-and-fall, house
fires, medical professional liability and water leaks, etc, are licensed the same way and likely
work on the staff of one particular insurance company or one independent claim company.
How much do adjusters make?
On the conservative side, adjusters will make anywhere from $22,000 to $250,000. Like any
other profession, it depends upon the adjuster, experience, skills, education, capabilities,
common sense, attitude, willingness to work and storms.
Does Training Unlimited provide financial assistance?
No. There's never been a significant demand for financial assistance. We are proud of the fact
that we have had a number of students sent to us by the Texas Rehabilitation Commission or
DARS.
Do adjusters have to have a 4 year degree?
No. It depends wholly on the company one is attempting to work for.
How much does the course cost?
Our regularly scheduled classes are $350 and that's all you will ever pay us. It will cost you
$50 dollars for the TDI to issue your license and it will cost a few dollars for a fingerprint card.
Is Training Unlimited certified by the Department of Insurance?
Yes, as Provider #32912. Training UNLIMITED is also found on TDI's web site. A legal training
program requires at least 30 hours of classroom instruction and 10 hours of any other
approved method.
Can women be adjusters?
Of course. This question has come up several times. Don't know why.
Does someone need experience to be an adjuster?
Naturally, experience may be required in some cases and it may help in others. However,
there are employers who want people with no experience they don't want to have to un-train
old habits.
Does Training Unlimited provide job placement?
No. We will give you a lot of valuable information which will aide you in a job search.
What do I need to bring to class? Bring something to write with and an inexpensive
calculator. It is a good idea to bring clothing appropriate for a 20 degree temperature swing.
Is there another test following the Training Unlimited class?
No. Once you pass our test, there are no other tests for you to take. If one wants to take the
Texas adjuster exam “cold” he or she may do so at the state's designated testing
contractor's facility.
What should I study prior to coming to class?
We don't recommend that adjuster candidates attempt to study anything before class other
than the self-study. We'll give you all you can handle in class. It is a very good idea to research
and register for (1) a flood certification class offered by FEMA and/or (2) a class on Xactimate
software and/or (3) a class on IntegraClaim software and/or (4) a class in practical adjusting.
These are examples of training that will put you ahead of others in the competition for jobs.
I have heard that "disaster adjusting" is easy money. Is that true?
Nothing could be further from the truth and anyone who has perpetuated that notion has never
done it. A cat adjuster can make a lot of money, but there's nothing easy about it.
Criminal Record
If you have a misdemeanor or felony on your record, whether or not it occurred as a minor,
you will have to provide specific information to the department of insurance. This does not
automatically disqualify you for an adjuster license. You must follow the exact instructions on
the TDI application. It is a good idea for you to phone the TDI and ask before incurring any
expense. 512.322.3503
Split classes
We have no problem with a student splitting up a class to accommodate the student's
schedule as long as the student completes the appropriate number of hours in class and
takes and passes the final exam.
Special Classes
We will bring our training program to your location as long as we can agree on a time & price.
We've been to every corner of the country and we've been asked to go to Ireland and to
Ontario.
CPCU and AIC
If you hold either of these professional designations you do not need this class to obtain your
Texas Property Casualty Adjuster license. Contact us or the Texas Department of Insurance
(512) 322-3503 for information.
Do I need an all-lines license?
The only field of adjusting added by the “all-lines” license is workers compensation. If you don’
t intend to handle workers compensation claims, you don’t need the all lines license. After all,
how much can you really learn in 3 days?
Yes, but you must get a nonresident license in that state if they require one.
If my home (resident) state does not require an Adjuster License or I do not
want to get a License in my home state, what do I need to do?
If you reside in Colorado, District of Columbia, Illinois, Indiana, Iowa, Kansas, Maryland,
Massachusetts, Missouri, Nebraska, New Jersey, North Dakota, Ohio, Pennsylvania, South
Dakota, Tennessee, Virginia, and/or Wisconsin, or you do not want to get your home state
license, your best option is to obtain a Texas Adjuster License.
What steps should I take in order to be hireable as a catastrophe adjuster?
- Obtain your adjusters license.
- Get carrier certified (State Farm, Allstate, USAA, etc). These classes are normally free
or have a very low cost. - Apply with one or several claims contractors
- Go to an Xactimate (property) and/or Mitchell/Audatex (auto) training course. This is
where you will learn how to use the adjusting software. - Attend a basic property adjusting course and/or a basic auto adjusting course through
one of the claims contractors. It is our opinion that your money is best spent learning
how to adjust losses from a company that could hire you, rather than taking it from us
or one of the other licensing companies.
How many states will accept the Texas Adjusters License (Reciprocity)?
States currently known to us as states that reciprocate with Texas:
1) Alabama 21) New Mexico
2) Alaska 22) New York
3) Arizona 23) North Carolina
4) Arkansas 24) Oklahoma
5) California 25) Oregon
6) Connecticut 26) Rhode Island
7) Delaware 27) South Carolina
8) Florida 28) Utah
9) Georgia 29) Vermont
10) Hawaii 30) Washington
11) Idaho 31) West Virginia
12) Kentucky 32) Wyoming
13) Maine 33) Louisiana
14) Massachusetts
15) Michigan
16) Minnesota
17) Mississippi
18) Montana
19) Nevada
20) New Hampshire
You may also adjust losses in the states that do not require an adjuster license as well as the
33 states listed above.
Will the VA or G.I. Bill assist with the tuition?
Apparently not. We have attempted repeatedly to get answers from the VA but with no
success thus far.
Is there a market for adjusters?
The market for adjusters is no different than any other profession, with a notable exception. In
this industry, the market becomes much better following a major catastrophe such as
Hurricane Katrina or the North ridge earthquake.
Will I need More Training After Your Class?
Put yourself in an employer's place. Would you prefer an employee who strives to be better
than the rest, or an employee who just got a license and nothing more? Some employers
prefer a licensed, untrained and untainted person who can enter the workplace with no
preexisting bad habits. Each company has its own way of doing things.
Will those with no prior training or experience walk right into a high paying
job following our class? As a general rule, no. However, without the appropriate license,
there will be no chance of any adjuster position in Texas.
We normally council those with no experience to talk to other employed adjusters and make
up their own mind about what's needed. Also, you may want to contact the following for
counsel on additional training:
George Epps, Dallas, (972) 394-1013
Jimmy Fair, (254) 592-3310 (also has a claims team)
Vale National, Arlington, TX (817) 633-4800 www.valenational.com
What's the difference between an adjuster, inspector and appraiser?
Following a covered loss, an adjuster, also called "claims representative", delivers the
benefits of an insurance policy that an insurance agent sells. Inspector and appraiser are not
insurance licensed. Someone who estimates damage to an automobile, but who does not
settle claims or discuss coverage, is often referred to as an auto appraiser, but that's not a
licensed profession. It does; however, includes a lot of training and often involves
professional certifications. There are also home inspectors and appraisers. Those may be
licenses issued by the Texas Real Estate Commission or some governmental authority.
What are the requirements to be an adjuster?
There are requirements to get licensed, and there are requirements to get hired. Getting a
license requires the applicant to be at least 18 years old, trustworthy, must have no pending
felonies or past criminal records involving moral turpitude, and pass a test of your
competence. However, it's safe to say that every company is going to have to be convinced
that you are trustworthy, dependable, you have a measure of common sense, you have a
spirit of fairness, you work well with people and you are willing to work as hard as the
situation calls for. Some companies prefer a trainee with no experience and some require
experience because there is no time to train.
How many different types of adjusters are there?
There are two Texas adjuster licenses, but there are dozens of types of adjusters. The two
licenses are workers compensation which allows you to handle only workers compensation
insurance, and there's the other license which we refer to as a P&C License, which entitles
you to handle all other property and casualty type claims.
Adjusters who hold our Property Casualty Adjuster License and work only catastrophic
losses (declared as such by the appropriate authority) would be referred to as catastrophe
adjusters. The license is no different than any other property & casualty license in Texas.
Adjusters who work year round routine assignments like auto accidents, slip-and-fall, house
fires, medical professional liability and water leaks, etc, are licensed the same way and likely
work on the staff of one particular insurance company or one independent claim company.
How much do adjusters make?
On the conservative side, adjusters will make anywhere from $22,000 to $250,000. Like any
other profession, it depends upon the adjuster, experience, skills, education, capabilities,
common sense, attitude, willingness to work and storms.
Does Training Unlimited provide financial assistance?
No. There's never been a significant demand for financial assistance. We are proud of the fact
that we have had a number of students sent to us by the Texas Rehabilitation Commission or
DARS.
Do adjusters have to have a 4 year degree?
No. It depends wholly on the company one is attempting to work for.
How much does the course cost?
Our regularly scheduled classes are $350 and that's all you will ever pay us. It will cost you
$50 dollars for the TDI to issue your license and it will cost a few dollars for a fingerprint card.
Is Training Unlimited certified by the Department of Insurance?
Yes, as Provider #32912. Training UNLIMITED is also found on TDI's web site. A legal training
program requires at least 30 hours of classroom instruction and 10 hours of any other
approved method.
Can women be adjusters?
Of course. This question has come up several times. Don't know why.
Does someone need experience to be an adjuster?
Naturally, experience may be required in some cases and it may help in others. However,
there are employers who want people with no experience they don't want to have to un-train
old habits.
Does Training Unlimited provide job placement?
No. We will give you a lot of valuable information which will aide you in a job search.
What do I need to bring to class? Bring something to write with and an inexpensive
calculator. It is a good idea to bring clothing appropriate for a 20 degree temperature swing.
Is there another test following the Training Unlimited class?
No. Once you pass our test, there are no other tests for you to take. If one wants to take the
Texas adjuster exam “cold” he or she may do so at the state's designated testing
contractor's facility.
What should I study prior to coming to class?
We don't recommend that adjuster candidates attempt to study anything before class other
than the self-study. We'll give you all you can handle in class. It is a very good idea to research
and register for (1) a flood certification class offered by FEMA and/or (2) a class on Xactimate
software and/or (3) a class on IntegraClaim software and/or (4) a class in practical adjusting.
These are examples of training that will put you ahead of others in the competition for jobs.
I have heard that "disaster adjusting" is easy money. Is that true?
Nothing could be further from the truth and anyone who has perpetuated that notion has never
done it. A cat adjuster can make a lot of money, but there's nothing easy about it.
Criminal Record
If you have a misdemeanor or felony on your record, whether or not it occurred as a minor,
you will have to provide specific information to the department of insurance. This does not
automatically disqualify you for an adjuster license. You must follow the exact instructions on
the TDI application. It is a good idea for you to phone the TDI and ask before incurring any
expense. 512.322.3503
Split classes
We have no problem with a student splitting up a class to accommodate the student's
schedule as long as the student completes the appropriate number of hours in class and
takes and passes the final exam.
Special Classes
We will bring our training program to your location as long as we can agree on a time & price.
We've been to every corner of the country and we've been asked to go to Ireland and to
Ontario.
CPCU and AIC
If you hold either of these professional designations you do not need this class to obtain your
Texas Property Casualty Adjuster license. Contact us or the Texas Department of Insurance
(512) 322-3503 for information.
Do I need an all-lines license?
The only field of adjusting added by the “all-lines” license is workers compensation. If you don’
t intend to handle workers compensation claims, you don’t need the all lines license. After all,
how much can you really learn in 3 days?
FAQ
| Call to Enroll (817) 235-8019 (817) 261-3108 (214) 415-7956 Facsimile (866) 436-7513 |